About Golden Palms Insurance Agency

Trusted Guidance for Florida’s Golden Years

At Golden Palms Insurance Agency, we believe that choosing the right health coverage should never feel overwhelming. As a veteran-owned, Florida-based brokerage, we’re proud to serve our community with integrity, clarity, and compassion — providing trusted guidance for Florida’s golden years.

Founded by Nicholas J. Calderon, Golden Palms Insurance Agency specializes in Medicare plans, including Medicare Advantage, Medicare Supplement (Medigap), and Prescription Drug (Part D) plans, as well as a full suite of ancillary products such as dental, vision, hearing, and hospital indemnity coverage. We also help Floridians protect their families and finances through Affordable Care Act (ACA) health plans, life insurance, and final expense policies.

Our mission is simple: to educate and empower seniors and families to make confident, informed decisions about their healthcare — with no pressure, no confusion, and no cost for our services. We take pride in being your local, independent agency, working with many of the nation’s top carriers to find a plan that fits your individual needs and budget.

At Golden Palms, you’re not just another client — you’re part of our family. Whether you’re new to Medicare, exploring your options during Open Enrollment, or reviewing your coverage for the coming year, we’re here to help every step of the way.