Secure
Your Future
Protecting Your Loved Ones with Reliable
Life Insurance Solutions
Our Mission
At Golden Palms Insurance, we are dedicated to providing peace of mind by offering comprehensive life insurance coverage tailored to your unique needs.
Coverage
Finding the right coverage for you and your loved ones.
Term Life Insurance
Our affordable Term Life Insurance offers a death benefit for a specified term, ensuring your loved ones' financial stability in case of any unfortunate events.
Whole Life Insurance
Secure your family's future with our Whole Life Insurance, providing lifelong protection and a cash value component for added financial security.
Indexed Universal Life Insurance
Enjoy flexible premiums and coverage with our IUL Insurance, offering long-term protection and potential cash value growth.
Final Expense Insurance
Ease the burden on your family during difficult times with our Final Expense Insurance, covering funeral and other end-of-life expenses.
Frequently Asked Questions
Common Questions Answered for your convenience.
What types of insurance do you specialize in?
At Golden Palms Insurance Agency we specialize in Term, Whole, Index Universal and Final Expense Insurance. We have policies available for families of all budgets, from $20 a month Final Expense insurance to $1M+ whole and IUL policies.
What state do you cover?
Golden Palms Insurance Agency is licensed in 13 states and growing! Currently we are licensed in Florida, South Carolina, North Carolina, Virginia, West Virginia, Ohio, Michigan, Kentucky, Tennessee, Alabama, Mississippi, Louisiana and Texas.
How long does the process take?
The time it will take to secure your policy will depend on the type of policy and amount of coverage requested. For Final Expense policies, most policies are approved within minutes while Term, Whole and IUL can take up to a few weeks to be approved.
Do I have to come to your office to get my policy?
No. Most of our policies are handled right over the phone and all documents will be signed electronically.
What if I have more questions?
Feel free to reach out to us anytime by phone or email!
Ph: 352-580-3555
Email: [email protected]
Meet the CEO
Nicholas Calderon
Founder & CEO – Golden Palms Insurance Agency | U.S. Army Veteran
After serving in the U.S. Army, I brought the same mission-driven mindset to the insurance industry. Today, I lead Golden Palms Insurance Agency with one clear purpose: help families protect what matters most — without the hassle, high pressure, or hidden fine print.
We specialize in life insurance and final expense coverage with fast approvals (often in as little as 10 minutes), no medical exams, and plans that actually fit real budgets. Proudly licensed in FL, SC, NC, VA, WV, MS, LA, AL, KY, TN, MI, OH, and TX.
Veteran-owned. Family-focused. Straightforward protection.
If you’re looking for honest guidance and coverage you can count on, let’s connect. I’m always happy to answer questions — no sales pitch required.